Sunday, 5 May 2013

Tips to Avoid Temptation

I'm honoured to be co-hosting The Creative HomeAcre hop this Sunday (more about that at the end of this post), and hope plenty of readers will find today's money-saving strategies helpful. Welcome to Mumtopia everyone!

 The best way to save money of course, is Just Don't Buy It, but that can be very difficult. If you're on a budget, or if you feel you've been spending too much lately, here are some tips for avoiding the temptation to shop. You may also find them useful if you are trying to be all "post-consumer" and  self-reliant, yet still hanker after a Pashley bicycle (even though you have a bike and never ride it) or if you are simply trying to get out of the "I'm fed up - let's go shopping" mindset. 

1. Identify whether you have a "need" or a "want". Needs, as Susan Heid, author of Money-saving Secrets for the Frugal Family Manager - Become a Frugalista in 30 days, points out that only food, clothing and shelter are absolutely essential. Other near essentials include a means of communication, reliable transportation, utilities, insurance and personal care items. These aren't about basic survival, but they are pretty useful if you want to function as a member of society. Susan Heid defines virtually everything else as a "want", which "could be cut out if necessary." Bear that in mind when you plan to buy something.

2. Unsubscribe. All the catalogues that come through the post and all the sales emails that end up in your inbox are additional temptations. If you don't see the latest homeware range from Cath Kidston or the new collection of womenswear from Toast, then you are less likely to want to buy it. So get your name removed from mailing lists, both postal and electronic. Consider removing shopping sites from your favourites/ bookmarks. 

3. Have a wish list, and prune it. I use a Pinterest board called Things I Want to Get. I go through this monthly and see what I still really would like and what was just a "flash in the pan". Some items stay on there for months, which is an indicator that they are worth saving up for.Others, I realise I might be able to make myself, instead of buy.(A wish list is also useful if someone asks you what you'd like for your birthday!). Keep your planned purchase on a list for thirty days, and if, after that time period, you still really want to buy it, start looking for the best price. 

4. Make it instead. Instead of buying a designer hoody, spend a fraction of the price on an iron-on transfer and customise your own top. With the plethora of tutorials and advice on the internet, it is possible to find out how to make just about anything, from a DIY Twirling Ribbon to dog shampoo. You can also find out how to repair or buy parts for household goods. Again, it is a good idea to use pinterest or evernote to keep track of the money-saving projects you'd like to make.

5. Distract yourself. Step away from Ebay or amazon and pause to consider what you really need. Don't make Going Round the Shops one of your hobbies. Does shopping really do the trick? Would it be better to phone a friend, go on a walk, plant some seeds or get stuck into a great book? There are many other ways to lift your mood that don't involve a credit card. 

Now, over to my fellow co-host Lisa; let The Creative HomeAcre hop commence! 

New Co-hosts!

A huge round of applause and a very warm welcome for our new co-hosts, please! I'm super thrilled to announce 3 new co-hosts today! The Creative HomeAcre hop is now hosted by:

Alison from Mumtopia

Manuela from A Cultivated Nest

and me, Lisa Lynn from The Self Sufficient HomeAcre

That means that when you link up your posts each week, they will be viewed by even more people! Please stop by and welcome our new hosts and tell them how much you appreciate them! Please link up with all of us on Twitter, Facebook, Etsy, Google+, and Pinterest!

Featured Posts!

Thanks to all of the talented bloggers who linked up last week! If you would like to be featured, be sure to link back to the hop!

Grab the button if you were featured!

The Self Sufficient HomeAcre

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Now, on to your latest creations!              

  • Share your Creative Home posts featuring photography, creative writing, home cooking, eco-friendly crafts, home decor, vintage finds, objects d’ art, fiber arts and sewing, farm girl fashion, thrifty tips, food preservation and gardening helpers, hand made ‘wholesomeness’, and good ol’ fashioned homemaking news. If you have a creative side, I’d love to see what you’ve been working on! Etsy sellers are welcome to share here too. :)

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